The 10 Best Money Making Apps for 2020

Disclosure: Some links may contain referral links and I may be compensated for this.


In today’s post I share the top 10 money making apps that I recommend to use for 2020.

People spend hours everyday using apps especially social media apps. Why not use this extra time to earn using these top legit money making apps.

These money making apps will not make you rich, but you will earn some free cash in your free time.

The 10 Best Money Making Apps for 2020


1. Rakuten: For Online Shoppers

Rakuten is previously known as Ebates. The app is free to download for Android and iOS.

How the app works: When you open the app, you can shop with Rakuten’s partner merchants like Amazon, Walmart and Target. Once you complete a purchase you can earn cash back from 1 to 10%.

Sign up bonus: Rakuten has a sign up bonus of $10 worth gift card. You get the sign up bonus when you join Rakuten for the first time and you make a purchase of at least $25 from one of their partner retailers.

Join Rakuten

2. Ibotta: For Scanning Receipts

Ibotta is one of the top cash back apps to use in 2020. It is free to download from the App Store and Google Play.

There are 3 main ways on how to earn money using Ibotta.

  • Uploading receipts after shopping in-store.
  • Make a purchase through the Ibotta app.
  • Linking your shopping or store loyalty or rewards account to Ibotta (eg. Target account).

Sign up bonus: Ibotta also has a $10 sign up bonus and this sign up bonus is automatically added to your Ibotta account after you submit your first receipt with a brand offer.

Join Ibotta

3. Shopkick: Best For In-Store Shoppers

Shopkick is another cash back app geared for shoppers and even for window shoppers.

This app is available for Android and iOS devices.

Downloading the app is free.

Use Shopkick promo code: WIN162411 to earn free $2.50 after your first walk in or product scan.

There are 7 ways to earn from Shopkick:

  • Earn from online purchases.
  • Automatic cashback.
  • Submitting receipt.
  • Scanning product bar codes in store – no purchase necessary.
  • Walking into stores or window shopping.
  • Watching video ads in the ‘Discover’ tab.
  • Referring friends to join Shopkick.

In Shopkick you earn ‘Kicks’ which you can convert for free rewards such as gift cards and PayPal cash.

Join Shopkick

4. Robinhood: Best For Investors

Robinhood is available as an app and as a website. It is a brokerage account where you can trade stocks.

The app lets you trade and monitor your stock investments on the go.

Robinhood is a good place to start learning about stock investments. This is where I learned how to trade stocks.

Sign up bonus: Robinhood offers a free stock like Apple or Facebook to new users who joins Robinhood through my invite link below. I will also get a free stock if you join using my link.

Join Robinhood

5. Survey Junkie: Best For Survey Takers

Survey Junkie has a mobile app available for iOS and Android devices.

Survey Junkie is one of the best survey sites where you can take surveys and earn while waiting in line or if you have any down time.

You can withdraw your earned money through PayPal.

On average a survey you complete will pay around $0.20 to $2 and lasts from 15 minutes to an hour.

It is not much but it is extra money you can earn in your free time.

Join Survey Junkie

6. Swagbucks: Best For Watching Videos

There are a group of apps that I call the Swagbucks mobile applications where you earn money for passively watching videos on your mobile device.

Some of the apps are available for Android only.

The apps are free to download and it is free to join Swagbucks.

Sign up bonus: There is a $10 sign up bonus if you join Swagbucks using the link below.

You need to create an account first to start using the apps. After creating an account, download the free apps.

Once you log in to the app you can play videos and you earn points called Swag Bucks (SBs). You can let the videos play passively while doing something else.

You can then convert your earned SBs for different rewards. You can also redeem it for PayPal cash.

There are a lot of other ways to earn on the Swagbucks website and you can check them out if you want to earn more SBs.

I mainly earn my SBs by using the Swagbucks Mobile Apps.

Join Swagbucks

Swagbucks Mobile Apps

7. Slidejoy: Best Lockscreen App

The Slidejoy app is only available for Android devices.

You will earn by lending your lockscreen to Slidejoy.

It is free to download and install the Slidejoy app.

Once you have the app installed on your device, just register and enable Slidejoy to use your lockscreen.

Slidejoy will then show news or ads on your lockscreen and you can read more or swipe to the right to unlock your phone.

The earning potential of this app is very low but it is a passive app to use.

With Slidejoy you earn Carats which you can then convert to free rewards like an Amazon gift card.

Join Slidejoy

8. CashMagnet: Best Passive App

CashMagnet is a free mobile app available for Android users only.

It is easy to use and you can earn passively.

You can’t use your device while the app is in the process of earning.

Referral Code: 2SbNfz

Another way to earn is by referring friends to join CashMagnet. If you want to be my referral you can use the code above and we both get free points.

You can redeem your points via Amazon gift card or via PayPal cash.

Join CashMagnet

9. Pei: Best Automatic Cash Back App

Pei is another money making mobile app that gives cashback.

You set it up by creating a free account and installing the app on your Android or iOS device.

You will then need to link a card to the app.

Everytime you complete a purchase using the linked card from one of their partner retailers you get automatic cashbacks.

Once set up everything is passive, except when you try to redeem your earned points.

You can redeem for either cryptocurrency, PayPal or via gift cards.

Referral Code: asmmpts

Use my referral code above and we both earn bonus points. The points will be in pending status until you make a purchase that earns a cashback.

Cashbacks also takes a few days to show up in your Pei account.

Join Pei

10. Giftloop: Best App To Earn While Charging

There are a lot of ways to earn using the Giftloop app. But the most passive way to earn is by charging your mobile device.

This app is free to download and install.

Currently, this app is available for Android devices only.

The app is easy to use. There are even sweepstakes where you get a chance to earn a lot.

You earn coins in Giftloop, you can then exchange these coins for different rewards like gift cards and PayPal cash.

The app is changing and updates are always available enabling members to earn more free rewards.

Join Giftloop


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