11 Passive Money Making Apps for 2021

Disclosure: Some links may contain referral links and I may be compensated for this.


In this post I will list my top passive money making apps that I use or would like to try this 2021.

These apps is available in the US and I’m not sure if it is available in other countries. And minimum age requirement would be at least 18 yo.

I like passive earning apps as they require little to no work to earn a small amount of extra cash which you can use to buy free coffee or a small gift.

The amount earned will be minimal and you won’t get rich using these passive apps.

Some of the apps will require you to spend especially the cash back apps and remember to spend wisely and only buy things you would buy anyways.

These apps are free to join and some will have sign up bonuses up to $10.

Let’s start.

1. Pei App

Pei is a cash back app and one that I currently use. Cash back is automatic and you will need to link a card to earn.

pei app on apple store

When you shop using the linked card you earn cashback when you shop with one of their partner retailers.

I linked my Discover credit card with this app and I noticed that the cash back from my credit card will stack with Pei, doubling the savings.

This app is available for Android and iOS and it is free to join.

Minimum amount to cashout is at $25 and they really do payout. I received my cashout via PayPal, you may also receive giftcards and cryptocurrency if you want.

List of Pei partners where I frequently earn cashback from: Target, McDonald’s, and Chick-Fil-A.

Pei also has a loyalty bonus where if you shop at the same partner store 5 times you have a chance to claim some bonus points.

Stores have an earning limit and when you reach this limit you’ll earn 0 points for shopping at that same store.

Send the Pei app to your phone.

Learn more from our Pei Review.

2. Shopkick App

This app is available for iOS and Android.

shopkick google play

With this app you can earn kicks and you can exchange your earned kicks for free giftcards or PayPal cash.

There are a lot of ways to earn kicks but the most passive way is by linking a card to earn cash back just like the Pei app and by shopping through their app.

Some semi passive ways to earn is by walking in some stores, scanning product barcodes, taking a pic of receipts and watching in-app videos.

The minimum amount to cashout is at 1,250 kicks for a $5 gift card like Amazon, Target or Walmart.

Get 250 bonus kicks when you enter my referral code: WIN162411

You will earn the bonus kicks when you earn kicks within 7 days of joining Shopkick.

Download Shopkick.

Read our Shopkick Review.

3. Rakuten App

Rakuten is formerly known as Ebates. Rakuten is available for Android and iOS. It also has a website for those who prefer using PC.

rakuten app store image

Rakuten is another cashback app or site.

Rakuten has partnered with thousands of retailers to offer cashback up to 40%.

And it can stack with Pei and the Discover credit card to triple savings.

The minimum payout is at $5 and you can cashout with PayPal or via Check in the mail.

Rakuten has a $10 sign up bonus which you can earn when you spend at least $25 through Rakuten within 90 days of creating your account.

Sign Up to Rakuten.

Read our Review of Rakuten.

4. Ibotta App

Ibotta is an app available for Android and iOS device users.

ibotta iphone

Ibotta is another cash back app that is mainly semi-passive.

The main way to earn is by choosing offers from their list of partner retailers and then going in-store to complete the purchase of product offers.

You will need to take a picture of the receipt to prove that you have bought the product offers.

The more passive way to earn is by linking your rewards card and the offers you choose will automatically be redeemed in 48 hours.

You can also shop through the Ibotta app and earn cashback same as Rakuten.

The minimum amount to cashout for Ibotta is at $20 and you can choose to cashout between PayPal cash or via gift cards.

Join as my referral and you will earn free $10 bonus after submitting a receipt with an eligible product offer.

Ibotta Sign Up.

Learn more of the Ibotta App.

5. Swagbucks App

Swagbucks is one of the top money making sites online. There are a lot of ways to earn with Swagbucks.

swagbucks app iphone

The Swagbucks App is available for Android and iOS users. Swagbucks also has a website for PC users.

You can also earn cash back using Swagbucks. You can link a credit card like Pei or you can shop through their app like Rakuten to earn passively.

You can also earn by watching advertisement videos and this is a semi-passive way to earn.

You can also do surveys and earn a little more than earning passively.

The minimum amount you could redeem for is a $1 Amazon gift card. I always love a low minumum cashout amount for money making apps.

Swagbucks Sign Up.

6. InboxDollars App

InboxDollars is the first money making app I ever used and I still use it today.

inboxdollars iphone

You can get paid to shop using InboxDollars just like the cashback apps I mentioned above, and this app will work the same way as those apps.

There are other ways to earn with InboxDollars like the paid emails where they pay you to read emails and also printing coupons.

This app is available for Android and iOS and they also have a website available.

The minimum cashout is currently at $10. You can redeem for gift cards, PayPal cash or via Check in the mail.

There is a free $5 sign up bonus when you join as my referral.

InboxDollars Sign Up with $5 bonus.

Ways to Earn Fast on InboxDollars.

7. TopCashback App

TopCashback is available for both Android and iOS users. They also have a website for online shoppers.

topcashback iphone

This is another cashback app and earns the same way as Rakuten.

There is no minimum payout requirement and you can redeem via Visa prepaid, Amazon gift card, American Express rewards, PayPal and Direct Deposit.

There is a free $10 sign up bonus.

TopCashback $10 Sign Up Bonus.

8. BeFrugal App

BeFrugal is another online shopping cashback app available for Android, iOS and also has a website.

Works the same way as Rakuten and TopCashback.

The minimum cashout is at $25 and you can redeem for gift cards, PayPal cash, direct deposit, or via check in the mail.

BeFrugal $10 Sign Up Bonus.

9. CashMagnet App

CashMagnet is an app available only for Android users.

cashmagnet app screenshot

Download the free app and install on your device. Create your account and launch the app.

Just press a button to start earning points passively. Do note that you cannot use your phone while it is earning.

You can run this app on a max of 4 phones per IP address.

You can then exchange the points earned for free rewards such as Amazon gift cards, PayPal, or cryptocurrency.

The minimum amount to cashout is $5 PayPal.

CashMagnet Sign Up.

10. Robinhood App

Robinhood App is available for Android and iOS users with a website also available.

robinhood iphone

Robinhood is an app for investing or trading stocks with no fees. You can trade stocks for free that is commission-free stock trades.

A way to earn passively from this app is by buying dividend paying stocks and earn passively through dividends.

Trading stocks involves a risk and always research the stock you want to buy.

Sign up through my link below and you can earn a free stock like Apple, Ford, or Sprint.

No need to deposit any money to get the free stock, just sign up, wait a few days to get approved and then you check the app for a message to get the free stock.

Sell the free stock and withdraw the amount to your bank to get free cash.

Sign Up for Robinhood.

11. Fundrise App

Fundrise is another investment app, but instead of stocks, you will be investing in the real estate market.

fundrise iphone

You only need $500 to start investing with Fundrise. This will enable you to become a real estate investor without putting in a lot of money.

You can earn an average return of 7 to 12% per year on your investment.

Fundrise app is available on Android and iOS. A website is also available.

Interested in becoming a real estate investor?

Check out Fundrise.


More Money Making Apps

If you want to learn about other Money Making Apps be sure to check our App Site List.

Here are some of my favorite posts about money making apps:


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This is my most recommended way to make money online. Click the link below to get access to the FREE training to make money online.

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